Make Money With Less Than $60,000/Year
Making money with a limited salary isn't easy, but it can be done. If you make less than $60,000 a year, it might feel like the odds are stacked against you, but there are strategies you can use to make money, even on a tight budget. From creative side hustles to finding ways to save money through careful budgeting, there are plenty of ways to find financial success. In this article, you'll learn eight money moves people who make less than a $60,000/year salary should consider.
1. Use Cash Back Apps
Apps like Ibotta and ShopBack help you get cash back on purchases online and in-store, so you get money back on items you'd buy anyway. The app user interface is simple, and you don't need to do much other than use the app to scan your store receipts or make online purchases. Over time, you can quickly build up some extra cash.
2. Take Advantage of Company Work/Life Balance Programs
Many employers offer perks, like flexible hours and remote working opportunities, so make sure you take advantage of them. Even if you don't qualify for the flexibility programs, try to work out arrangements with your boss to save on gas and travel expenses. You can also explore telecommuting options if your company has them.
3. Look for Part-Time Work
Finding part-time work is one of the easiest ways to make extra money. You can use job search sites to find tailored opportunities in your area or even look on job boards at your local university to find students who need help with their studies. Many online opportunities, like freelance writing and virtual assistant roles, also offer flexible options.
4. Start a Side Hustle
The internet has made it easy to start a side hustle and monetize just about any skill you have. Whether you're a web designer, a food blogger, or a budding musician, find the right niche and start turning it into a business. Explore online platforms and opportunities that are tailored to your experience. Some popular options include Uber, Etsy, and Upwork.
5. Try Affiliate Marketing
One of the best ways to make money with less than $60,000 is to try affiliate marketing. This is an easy way to make money by promoting products or services on your blog or website. All you have to do is choose a product or service you think your followers would be interested in and place a link or banner to this product or service on your site. Every time someone clicks on the link, you make a commission.
6. Take Risky Opportunities
When you make less than $60,000 a year, it can be difficult to take risks, but it's important to be willing to take risks. Whether it's investing in cryptocurrencies or taking a leap and trying something new, taking risks is one of the best ways to make money.
7. Start a Budget and Stick to It
Sticking to a budget isn't easy, but it's essential if you want to make money with a lower salary. Use a budgeting app to make things easier, and keep track of all your expenses. You can use the app to set limits and track your spending, so you stay on top of where your money is going.
8. Save Money on Groceries
Grocery shopping can be expensive, but there are ways to save. Shop around for the best deals and keep track of what's on sale. Use coupons, compare prices online, and avoid impulse purchases. Additionally, focus on buying generic products rather than brand-name items, as they can be significantly cheaper.
FAQ
What are some ways to make money for people who make less than $60,000 a year?
There are several ways to make money for people who make less than $60,000 a year. These include using cash back apps, taking advantage of company work/life balance programs, looking for part-time work, starting a side hustle, trying affiliate marketing, taking risks, starting a budget and sticking to it, and saving money on groceries.
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